Frontalieri Svizzera, net pay, year by year

Cross-border worker in Cazzago Brabbia

If you live in Cazzago Brabbia, in the province of Varese, and work as an employee in Ticino, Graubunden or Valais, this page sets out the rules that apply to you and works an example with your municipality's real figures.

How Cazzago Brabbia is taxed

ProvinceVarese (VA)
RegionLombardia
20 km bandYes, the municipality is on the agreement's list
Omnibus decreeNot in the annexes, so the 25% option is not available
Municipal surtax0.8%
Municipal surtax exemptionNo exemption threshold

Example: 6,000 CHF a month, 13 payments

A new cross-border worker, single without children, aged 40, working in Ticino and staying in the Italian health service. The figures use the 2025 parameters and the municipal surtax of Cazzago Brabbia.

Annual gross78,000 CHF
Swiss contributions-8,349 CHF
Withholding tax-6,786 CHF
Swiss net62,865 CHF
Italian tax-15,567 EUR
of which municipal surtax515 EUR
Final net51,525 EUR
Total take38.1%

How much the municipality matters, in the province of Varese

On the same salary the only thing that differs between municipalities of one province is the municipal surtax. Of the 116 municipalities in the province of Varese that fall inside the 20 km band, Cazzago Brabbia ranks 94 for net pay.

  • Highest net: Cremenaga, 52,040 EUR
  • Lowest net: Vergiate, 51,525 EUR

Between first and last there is 515 EUR a year.

Work out your own net

This page uses a standard example. Enter your own salary, family situation and canton for the full calculation, with every line explained and the figures to carry into the tax return.

Calculator ›

Municipalities near Cazzago Brabbia

For the same example, how the yearly net would change if you lived in one of the 10 municipalities of the 20 km band closest to Cazzago Brabbia. Distances are straight-line, between town centres.

MunicipalityDistanceNet compared with Cazzago Brabbia
Inarzo (VA)2 km+64 EUR
Biandronno (VA)2 kmsame
Bodio Lomnago (VA)2 km+64 EUR
Ternate (VA)3 km+193 EUR
Galliate Lombardo (VA)3 km+64 EUR
Casale Litta (VA)4 kmsame
Daverio (VA)4 kmsame
Luvinate (VA)5 kmsame
Varano Borghi (VA)5 km+75 EUR
Comerio (VA)5 km+128 EUR

All 518 municipalities of the 20 km band

This site is not tax advice. It is an indicative calculation from public parameters current as of 2025. Check with a tax adviser before you file.